HomeStart partners with Tiimely to create home ownership opportunities for more South Australians
Adelaide, SA – Homebuyers with loans through government-backed lender HomeStart are now able to use new technology to explore refinancing options when they’re ready, through a partnership with leading financial technology company Tiimely.
November 26, 2025
Housing affordability has reached crisis levels in South Australia—with property prices surging by about 6.5% in the past 12 months alone. HomeStart’s mission to remove barriers to home ownership has never been more critical.
The low deposit lender provides a unique launchpad for housing security, financial empowerment, and independence, helping customers transition to mainstream lenders when the time is right for them.
To meet this challenge, HomeStart has implemented Tiimely’s Xapii Convert technology platform, which provides customers with self-service access to calculator APIs and automated serviceability assessments, allowing them to explore when they may be ready to transition to a mainstream home loan.
This approach delivers accurate and consistent assessments, helping customers make informed decisions at their own pace. The result is a faster, more customer-focused experience, supporting South Australians throughout their home ownership journey, from purchasing their first home to considering their next step.
Andrew Mills, CEO of HomeStart said: “At HomeStart, a customer refinancing is a success. It shows we’ve helped them get their start and supported them to take the next step when the time is right. Many say they’re paying it forward, giving others the chance to get their start through us. By providing easy-to-use financial tools, we help customers manage their loans with confidence.”
Anthony Baum, CEO and Founder of Tiimely, commented: “We’re proud to support HomeStart in its mission to help more South Australians access home ownership. Our platform is designed to deliver intelligent, actionable insights that help organisations like HomeStart scale their impact and deliver better digital experiences for consumers.”
Tiimely’s platform, Xapii, is powered by millions of data points and enriched through machine learning, driving automation and enhancing accuracy. Already licensed by major banks, fintechs, and ASX-listed brands, Tiimely is shaping the future of financial assessment and digital lending.
Together, HomeStart and Tiimely are redefining what’s possible in home financing— ensuring more South Australians can access the security and wellbeing that comes with owning a home.
A digital copy of the press release can be downloaded from here.