Approve with confidence
Scale with accuracy and automation
Deliver quick and accurate creditworthiness, affordability and assessment decisions configured to your risk appetite
Buy Now Pay Later
Automated customer consent, financial position validation, and decisioning solved for BNPL.
Credit Cards
Configured to your lending policy, combined with insights driven by your data.
Consumer Lending
Deliver quick and accurate credit readiness, affordability and assessment decisions configured to your risk appetite.
Powered by your data
Data agnostic for seamless scalability
Scale without complex data infrastructure. Timely's data-agnostic approach lets unsecured lenders expand portfolios and adapt to changing credit landscapes. Pull in alternative data sources like open banking and payslip automation to make quicker decisions, sharpen risk assessment, and profitably serve more borrowers.
Automated credit decisions
AI-powered credit decisioning that scales with your business
Build sophisticated credit strategies without the overhead. Timely's rules engine lets you set income and expense validation criteria, automating loan decisions based on your risk appetite. Lower operational costs, speed up turnaround times, and serve more borrowers without scaling your team.
Fully configurable rules
Integrate with Australia's trusted credit bureaus and configure credit calls based on your business needs and risk appetite.Data source agnostic
Bring together disparate sources of data for real-time access to lending decisioning and actionable insights, so your team can act with confidence.Consistent compliance
Stay ahead of legislative requirements and ensure all decisions are auditable.
Why partner with Tiimely
Data & explainable AI
Our platform harnesses the power of data & explainable AI to enable human in the loop automation throughout.
Seamless integration
Xapii slots into your existing tech stack and ingests data from Australia's most trusted sources.
API enabled
Our APIs offer extensibility & flexibility. When our partners integrate it leads
to higher customer engagement & lower operating costs.
Configurability
The platform's configurability & flexible design enable support for a wide range of use cases.
Componentisation
The platform’s modular approach ensures flexibility and efficiency in execution.
Resilience
Our platform proactively prevents, detects, recovers & responds to events that could disrupt business activities.
Info security & compliance
Info security & proactive monitoring of environmental controls enables compliance by design.
Quality engineering
Quality is reflected in the Platform through adherence to industry best practices & continuous improvement.