Help customers in hardship

Hardship Assistance Solutions for Lenders

Respond quickly and sensitively to customers experiencing hardship with automated serviceability APIs and tailored insights

Xapii Hardship Assistance Solutions for Lenders

Support customers

How Xapii can support your Hardship Assistance team

Let Xapii assist with Hardship data consolidation, case management and prevention

With increased focus by regulators and lenders on creating an easier way for customers to provide hardship notice and deliver personalised experiences, Xapii provides scalable and sustainable automated assessment technology, allowing you to offer quick and personalised responses and plans, making hardship management efficient and empathetic.

Consolidate

Digitise the process of collecting and assessing data so your team can focus on providing assistance to your customers when they need it most

Manage

Inform customer payment plans with real-time data syncing and ongoing financial position and serviceability assessment

Prevention

Assist customers through hardship to regain net positive financial positioning and offer ongoing monitoring tools so they feel supported

Digitise

Embed API tools or use intuitive UI to digitise your hardship application form

Allow Xapii to collect and consolidate data from a variety of trusted sources to validate the customer financial position.

This includes declared financials, Statement OCR, scraped data, Open Banking, direct feeds and CCR (coming soon).

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Automate

Automate serviceability and affordability assessment with dynamic financial types

Configure your serviceability credit policy for point-in-time or ongoing financial assessment. Assess customer serviceability using declared, detected, and validated financial data to meet regulatory and policy requirements.

Analyse

Inform customer payment plans with insights into customers' full financial position

Detect, categorise and enrich income, expense, liability and asset information against declared financials with Xapii Decide. Workshop customer payment scenarios using Xapii's Serviceability engine.

Prevent

Make informed decisions towards mitigating financial hardship

Embed Xapii Convert to unlock workflow optimisation, and inform customer payment plans through digitisation, streamlined data collection, and automated serviceability and affordability assessments.

Augment with Xapii Decide to access advanced data consolidation, enrichment and validation capability for true, real-time customer financial position.

Solutions

Augment Tiimely's AI-enriched solutions

Create scaleable and auditable processes so your team can apply hardship-specific assessment consistently to manage volumes and regulatory requirements.

Explore how Xapii Convert and Xapii Decide can be applied in the Hardship use case

Find out how Tiimely can help you automate and scale

Contact our experienced Commercial team for a demo today

CASE STUDIES

Trusted by some of Australia's biggest banks and brands