Decide: Automate with Purpose

Automate your decisioning workflow to simplify lending assessment, and lower unit economics and fulfilment costs


Decide empowers underwriters

Configure the right criteria to your credit risk appetite to allow the efficient evaluation of applications

  • Reduce manual processes

    Transform highly complex, admin-heavy processes into a scaleable and efficient decisioning process for consumer lending

  • Enable data-driven decisions

    Bring together data from multiple, disparate sources and enrich with behavioural and contextual insights your team can trust and act on

  • Your policy, your rules

    Easily configure to your credit risk appetite, with controls to update and optimise as required

  • Out-of-the-box financial validation

    Automate the collection and enrichment of your customer's income and expenses. Go from stated to actual, instantly

Core capabilities

Technology you can rely on


Flexible and stack-agnostic

Frictionless User Experience

Low-to-no friction for your team and your customers

Exception-based underwriting

8x more efficient in assessment outcomes compared to traditional tools

Data source agnostic

Out-of-the-box integrations with some of Australia’s biggest, most trusted data sources


Integration agnostic

Unlock the potential of your data. Bring together all your data – from any source, in any format – and let Tiimely’s Data Consolidation and Enrichment capability digitise and enrich to unlock contextual and actionable insights.

A major benefit is the exception-based processes that mean the platform does the heavy lifting on the bulk of straight through analysis. This means that our team can spend the majority of their time on exceptions and really the things that humans should when making a credit decision.

James Bowe, OwnHome Cofounder

Xapii Platform

Augment, not replace

Tiimely’s platform product componentisation allows you to quickly integrate and augment, without lengthy digital transformation projects or having to start from scratch.

Find out how Tiimely can help you automate and scale

Contact our experienced Commercial team for a demo today