Buy now, pay later

Get ahead of increased legislative requirements without disruption

Automated customer consent, financial position validation, and decisioning solved for BNPL

Core capabilities

Make your BNPL offering more seamless than ever

Create consent-driven credit decisioning journeys with peace of mind, built-in.

  • Out-of-the-box integrations

    Integrate with some of Australia’s biggest and most trusted data sources for fast and accurate serviceability assessment

  • Smarter data

    Combine your data with Tiimely’s enriched and insights capability to unlock growth and trend data

  • Automated affordability

    Fast, automated financial position validation configured to your business and policy requirements, so you can lend with confidence

API

Easy to integrate

Tiimely’s solutions are built for scalable tech stacks. Our team have taken meticulous care to design APIs that can be integrated into your existing architecture and bring together all your data sources. Get a fuller picture of your customers' financial position so your team can act on lending decisions with confidence.

  • Xapii Core API
  • Calculator API
  • Product API

Solutions

Automated and instant decisions, with AI-precision

Credit checks configured to industry requirements so you only retrieve required information to decision quickly and seamlessly

Resource Download

Download the Xapii Decide product overview

Automate lending decisioning to simplify assessments, improve unit economics, and lower fulfilment costs with Xapii Decide.

Why partner with Tiimely

  • Data & expandable AI

    Our platform harnesses the power of data & explainable AI to enable human in the loop automation throughout.

  • Seamless integration

    Xapii slots into your existing tech stack and ingests data from Australia's most trusted sources.

  • API enabled

    Our APIs offer extensibility & flexibility. When our partners integrate it leads ​
    to higher customer engagement & lower operating costs.

  • Configurability

    The platform's configurability & flexible design enable support for a wide range of use cases.

  • Componentisation

    The platform’s modular approach to origination, ensures flexibility and efficiency in execution.

  • Resilience

    Our platform proactively prevents, detects, recovers & responds to events that could disrupt business activities.

  • Info security & compliance

    Info security & proactive monitoring of environmental controls enables compliance by design.

  • Quality engineering

    Quality is reflected in the Platform through adherence to industry best practices & continuous improvement.

Security and Encryption

Bank-level security and encryption

At Tiimely, we take security seriously. We are SOC2 compliant, ISO certified, have embedded digital compliance and are CDR and ADR accredited.

soc 2 type 1 logo

Find out how Tiimely can help you automate and scale

Contact our experienced Commercial team for a demo today