Case study

Fast-Tracking Home Buyers' Access to the Property Market

Generate Homes were looking for an AI-powered serviceability and affordability assessment platform to help home buyers get into the market sooner. Tiimely ticked the box.

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Meet Generate Homes

Generate Homes is on a mission to make homeownership more accessible by providing innovative deposit solutions that bridge the gap for buyers who need extra support. Many aspiring home buyers have the income and ability to service a loan but are held back by the challenge of saving a sufficient deposit. Generate Homes was founded to solve this exact problem.

By focusing on flexible, transparent, and responsible financing solutions, Generate Homes empowers Australians to move forward with confidence and without compromising on responsible lending standards. Their approach combines financial innovation with a strong customer-first ethos, ensuring buyers clearly understand their position and options at every step of the home-buying journey.

GenerateHomes.com.au

How did Tiimely help?

Opportunity	Solution
As Generate Homes prepared to launch, they needed a scalable and reliable way to assess large numbers of applicants quickly and accurately. Their challenge was identifying income-qualified home buyers who had the capacity to service a mortgage but lacked upfront deposit access. Manual assessments would slow down go-to-market timelines and introduce operational risk. Generate Homes required a technology partner that could automate affordability and serviceability checks, handle complex data inputs, and support confident credit decision-making from day one. All while maintaining high standards of accuracy, compliance, and customer experience.	Generate Homes implemented Xapii Convert and Xapii Decide to ingest and process large volumes of financial data from multiple sources in real time. Tiimely’s AI-powered products seamlessly integrate with Generate Homes’ custom-built algorithms, enabling a sophisticated, end-to-end eligibility assessment. Together, the solution delivers a true 360-degree view of each applicant, combining income verification, expense analysis, and serviceability modelling into a single automated workflow. This not only accelerates decision-making but also ensures consistent, transparent outcomes for both Generate Homes and their customers. With Tiimely, Generate Homes gained a platform that could scale as demand grows, supporting faster approvals, reduced manual intervention, and a smoother path to homeownership for borrowers who may otherwise be locked out of the market.

Opportunity

Solution

As Generate Homes prepared to launch, they needed a scalable and reliable way to assess large numbers of applicants quickly and accurately. Their challenge was identifying income-qualified home buyers who had the capacity to service a mortgage but lacked upfront deposit access.

Manual assessments would slow down go-to-market timelines and introduce operational risk. Generate Homes required a technology partner that could automate affordability and serviceability checks, handle complex data inputs, and support confident credit decision-making from day one. All while maintaining high standards of accuracy, compliance, and customer experience.

Generate Homes implemented Xapii Convert and Xapii Decide to ingest and process large volumes of financial data from multiple sources in real time. Tiimely’s AI-powered products seamlessly integrate with Generate Homes’ custom-built algorithms, enabling a sophisticated, end-to-end eligibility assessment.

Together, the solution delivers a true 360-degree view of each applicant, combining income verification, expense analysis, and serviceability modelling into a single automated workflow. This not only accelerates decision-making but also ensures consistent, transparent outcomes for both Generate Homes and their customers.

With Tiimely, Generate Homes gained a platform that could scale as demand grows, supporting faster approvals, reduced manual intervention, and a smoother path to homeownership for borrowers who may otherwise be locked out of the market.

By partnering with Tiimely, Generate Homes was able to launch with confidence armed with an AI-powered, scalable assessment platform that supports fast, accurate, and responsible lending decisions. The combination of Tiimely’s technology and Generate Homes’ innovative deposit solutions has created a streamlined pathway for income-qualified buyers to enter the property market sooner. Together, they are helping more Australians move from aspiration to ownership.

We have dealt with a number of tech providers and by far, Tiimely has provided a superior relationship and technical support to the Generate Homes Group.
Tim Salewicz
Director & Co-Founder, Generate Homes

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