Credit cards

Automate credit decisions, assess responsibly and approve confidently

Experience industry-leading affordability and serviceability automation capability

Core capabilities

Accuracy and automation, built-in

Configured to your lending policy, combined with insights driven by your data.

  • Configurable credit checks

    Integrate with some of Australia’s biggest and most trusted credit bureaus and configure hard and soft credit calls based on your business needs and policy requirements

  • Programmable risk appetite

    Configurable regardless of your business and product lifecycle. Augment to build or to scale your credit card offering

  • Data source agnostic

    Bring together disparate sources of data for real-time access to lending decisioning and actionable insights, so your team can act with confidence

Resource Download

Download the Xapii Decide product overview

Automate lending decisioning to simplify assessments, improve unit economics, and lower fulfilment costs with Xapii Decide.

Solutions

Componentised solutions so you can build, scale or transform with ease

Boost efficiency through exception-based serviceability assessments and decisioning

API

Easy to integrate

Tiimely’s solutions are built for scalable tech stacks. Our team have taken meticulous care to design APIs that can be integrated into your existing architecture and bring together all your data sources. Get a fuller picture of your customers' financial position so your team can act on lending decisions with confidence.

  • Xapii Core API
  • Calculator API
  • Product API

Why partner with Tiimely

  • Data & expandable AI

    Our platform harnesses the power of data & explainable AI to enable human in the loop automation throughout.

  • Seamless integration

    Xapii slots into your existing tech stack and ingests data from Australia's most trusted sources.

  • API enabled

    Our APIs offer extensibility & flexibility. When our partners integrate it leads ​
    to higher customer engagement & lower operating costs.

  • Configurability

    The platform's configurability & flexible design enable support for a wide range of use cases.

  • Componentisation

    The platform’s modular approach to origination, ensures flexibility and efficiency in execution.

  • Resilience

    Our platform proactively prevents, detects, recovers & responds to events that could disrupt business activities.

  • Info security & compliance

    Info security & proactive monitoring of environmental controls enables compliance by design.

  • Quality engineering

    Quality is reflected in the Platform through adherence to industry best practices & continuous improvement.

Security and Encryption

Bank-level security and encryption

At Tiimely, we take security seriously. We are SOC2 compliant, ISO certified, have embedded digital compliance and are CDR and ADR accredited.

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Find out how Tiimely can help you automate and scale

Contact our experienced Commercial team for a demo today