Xapii by Tiimely
Automate Financial Assessment and Credit Decisioning
Powerful, automated, and highly scalable exception-based underwriting platform built for lending, and beyond
Our tech is trusted by:
What is Xapii?
Scale your lending operations with Xapii by Tiimely
Xapii allows you to combine the benefits of automated collection and enrichment of your customer's financial data with configurable underwriting for unrivalled efficiency and decreased cost of origination.
8x
Faster application processing means faster approvals
70%
Of Australia's digital home loan segment goes through our platform
100+
Policy rules configured to your assessment process and credit risk
Data Ingestion & Enrichment
All data sources, one platform
Bank statements, Open Banking, direct account data, however customers provide financial information, Xapii automatically processes, verifies, and enriches it in seconds.
Assessment
Automatically apply your lending criteria
Configure income thresholds, debt ratios, employment rules. Xapii applies them consistently to every application and flags exceptions for human review.
Full Customer Journey
Serviceability & affordability in one view
Complete financial assessment showing true customer capacity. Income, expenses, obligations all documented and auditable for regulatory requirements and customer inquiries.
Turn more visitors Into approved borrowers
Embed interactive calculators and instant pre-qualification tools directly into your website.
- Grow volumes: Fill your funnel with quality leads
- Reduce drop off: Support customers through their credit journey
- Lower costs: Automated validation and policy checks
Security and Encryption
Bank-level security and encryption
We are SOC2 compliant, ISO certified, have embedded digital compliance and are CDR and ADR accredited.
Testimonials
Customer success stories
